Finding The Right Insurance For Your Plumbing Business Is An Important Step In Protecting And Growing Your Business.
Plumbers are a critical part of our society. As a plumber, you need to bring clean water into our buildings and make sure our drains continue to function properly. A plumbing contractor provides the means for a safe, high-volume, temperature-appropriate water supply for its intended purpose and the proper disposal of facility liquid waste on all structures and fixtures. This classification includes, but is not limited to:
Having the right business insurance coverage is an important way to ensure your business continues to grow smoothly. Even though you operate your business in the safest way possible, accidents do happen. Plumbing insurance can provide financial protection for your business in the event someone is injured by your business or if your business damages property.
These are some of the most common coverages for plumbers:
Protect your business if you physically harm another person or cause damage to someone else’s property. Many customers require electrical contractors to have commercial liability insurance to be purchased.
Property Damage: Accidentally dropping your tool belt and damaging your customer’s custom flooring
Bodily Injury: Customer Trips Over Left Power Cords and Sues His Company for Negligence
Products and Operations Completed: Due to faulty electrical work, one month after completing a job, a fire starts at the customer site. The client sues your company for damages caused by fire.
Protect your business if you or one of your employees have caused injury or harm to another person while driving a commercial vehicle or while driving for business purposes. It also protects your company vehicles against damage or theft.
Your work truck crashes into another vehicle on the way to electrical work. The other driver is injured and sues your company.
Your company truck is stolen from the parking lot in front of your company.
It provides funds for medical expenses and lost wages if one of its employees is injured or dies while working. In almost all states, workers’ compensation insurance is required for businesses that have employees.
One of your employees receives an electric shock and injures his hands. Workers’ compensation insurance provides coverage for an employee’s medical bills, rehabilitation expenses, and a portion of his lost income while he is unable to work.
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